Teacher take-home pay in 2026/27
From 1 September 2026 the England main pay range, outside London and the Fringe, runs from M1 £34,069 to M6 £46,940. The upper pay range is UPS1 £49,134, UPS2 £50,956 and UPS3 £52,835. These are the advisory points in the School Teachers' Review Body 36th report. Schools can set different points, and London and the Fringe pay more.
The figures in the calculator are M1 with the 7.4% Teachers' Pension tier: £26,032.39 a year take-home, or £2,169.37 a month, after pension, income tax and National Insurance.
Main and upper pay range, England excluding London
| Point | Annual pay | Pension tier |
|---|---|---|
| M1 | £34,069 | 7.4% |
| M2 | £36,042 | 7.4% |
| M3 | £38,400 | 8.9% |
| M4 | £40,941 | 8.9% |
| M5 | £43,529 | 8.9% |
| M6 | £46,940 | 8.9% |
| UPS1 | £49,134 | 9.9% |
| UPS2 | £50,956 | 9.9% |
| UPS3 | £52,835 | 9.9% |
Teachers' Pension contribution tiers from 1 April 2026
Member contributions are tiered on the annual salary rate for that employment. The pension is deducted before income tax. Student loan repayments, if you tick one, are worked out on gross pay before the pension. Employer contributions of 28.68% are paid on top and are not taken off this take-home figure.
| Annual salary rate | You pay |
|---|---|
| Up to £36,198.99 | 7.4% |
| £36,199.00 to £48,727.99 | 8.9% |
| £48,728.00 to £57,776.99 | 9.9% |
| £57,777.00 to £76,572.99 | 10.5% |
| £76,573.00 to £104,413.99 | 11.6% |
| £104,414.00 and above | 12.0% |