Maternity Pay Calculator UK 2025

Gross Annual Salary (£)

Or enter Weekly/Monthly Average:

You must earn at least £123 per week on average to qualify.

⚠️ Your average weekly earnings are below £123. You may not qualify for SMP (check Maternity Allowance instead).

Your Maternity Pay Breakdown

Total SMP Package

£0.00

(Total over 39 weeks)

First 6 Weeks

£0.00

(Per Week)

Next 33 Weeks

£0.00

(Per Week)

Payment Schedule

Weeks 1 to 6 (90%)

You will receive 90% of your average weekly earnings.

Weekly Payment: £0.00

Total for period: £0.00

Weeks 7 to 39 (Standard Rate)

You will receive £184.03 OR 90% of your earnings (whichever is lower).

Weekly Payment: £0.00

Total for period: £0.00

Weeks 40 to 52 (Unpaid)

You can take up to 52 weeks of maternity leave, but the last 13 weeks are usually unpaid unless your employer offers an enhanced package.

Statutory Maternity Pay (SMP) Explained

What is SMP?

Statutory Maternity Pay is paid for up to 39 weeks. You get:

First 6 weeks: 90% of your average weekly earnings (before tax).
Next 33 weeks: £184.03 per week or 90% of your average weekly earnings (whichever is lower).

Eligibility

To qualify for SMP, you must:

Earn on average at least £123 a week.
Give the correct notice and proof of pregnancy to your employer.
Have worked for your employer continuously for at least 26 weeks continuing into the 'qualifying week' (the 15th week before the expected week of childbirth).

Is SMP Taxed?

Yes, Maternity Pay is treated as normal income. You will pay Income Tax and National Insurance on it if your total income for the year exceeds your Personal Allowance.